:root{--navy:#0b1f44;--green:#087739;--green-dark:#055d2c;--mint:#eaf6ee;--cream:#fbfaf6;--ink:#17243a;--muted:#5d6a7c;--line:#dbe5df;--white:#fff;--gold:#f2a900;--shadow:0 24px 70px rgba(11,31,68,.12)}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--cream);color:var(--ink);font-family:"Segoe UI",Arial,sans-serif;line-height:1.6}body.modal-open{overflow:hidden}a{color:inherit}button,input,textarea,select{font:inherit}.wrap{width:min(1160px,calc(100% - 40px));margin:auto}.topbar{position:sticky;top:0;z-index:20;background:rgba(251,250,246,.92);backdrop-filter:blur(14px);border-bottom:1px solid rgba(11,31,68,.08)}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{font-size:1.3rem;font-weight:900;letter-spacing:-.03em;text-decoration:none;color:var(--navy)}.brand span{color:var(--green)}.nav-links{display:flex;align-items:center;gap:28px}.nav-links a{text-decoration:none;font-weight:700;color:#405069}.button{border:0;border-radius:999px;padding:14px 22px;display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--green);color:#fff;font-weight:800;text-decoration:none;cursor:pointer;box-shadow:0 10px 24px rgba(8,119,57,.18);transition:.2s}.button:hover{background:var(--green-dark);transform:translateY(-1px)}.button.secondary{background:#fff;color:var(--navy);border:1px solid #ccd9d1;box-shadow:none}.button.small{padding:10px 18px}.hero{padding:84px 0 64px;background:radial-gradient(circle at 80% 10%,#d8f0df,transparent 28%),linear-gradient(135deg,#fff 0%,#f5fbf7 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:64px;align-items:center}.eyebrow{display:inline-flex;gap:9px;align-items:center;color:var(--green);font-weight:900;text-transform:uppercase;letter-spacing:.11em;font-size:.79rem}.eyebrow:before{content:"";width:9px;height:9px;background:var(--green);border-radius:50%}h1,h2,h3{color:var(--navy);line-height:1.08;letter-spacing:-.04em;margin:0}h1{font-size:clamp(3rem,6vw,5.6rem);max-width:820px}.hero h1 em{font-style:normal;color:var(--green)}.hero-copy{font-size:1.23rem;color:#46566d;max-width:650px;margin:26px 0}.hero-actions{display:flex;flex-wrap:wrap;gap:12px}.trust-row{display:flex;flex-wrap:wrap;gap:18px;margin-top:28px;color:#425169;font-size:.93rem;font-weight:700}.trust-row span:before{content:"✓";color:var(--green);font-weight:900;margin-right:7px}.hero-card{background:var(--navy);color:#fff;padding:34px;border-radius:30px;box-shadow:var(--shadow);position:relative}.hero-card .kicker{color:#91dfac;font-weight:800}.hero-card h2{font-size:2rem;color:#fff;margin:10px 0 22px}.hero-card ul{padding:0;margin:0;list-style:none}.hero-card li{padding:13px 0 13px 34px;border-top:1px solid rgba(255,255,255,.14);position:relative}.hero-card li:before{content:"✓";position:absolute;left:4px;color:#8fe0aa;font-weight:900}.section{padding:88px 0}.section.alt{background:#fff}.section-head{max-width:720px;margin-bottom:42px}.section-head h2{font-size:clamp(2.2rem,4vw,3.7rem)}.section-head p{font-size:1.1rem;color:var(--muted);margin:16px 0 0}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.step{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 10px 30px rgba(14,54,36,.05)}.step-num{width:42px;height:42px;border-radius:50%;background:var(--green);color:#fff;display:grid;place-items:center;font-weight:900;margin-bottom:18px}.step h3{font-size:1.35rem;margin-bottom:9px}.step p{margin:0;color:var(--muted)}.map-frame{background:#fff;border-radius:26px;padding:14px;border:1px solid var(--line);box-shadow:var(--shadow)}.map-frame img{display:block;width:100%;border-radius:15px}.map-caption{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 8px 4px;color:var(--muted)}.how-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:64px;align-items:start}.how-list{display:grid;gap:18px}.how-item{display:grid;grid-template-columns:48px 1fr;gap:16px}.how-icon{width:48px;height:48px;border-radius:14px;background:var(--mint);color:var(--green);display:grid;place-items:center;font-size:1.2rem;font-weight:900}.how-item h3{font-size:1.18rem;margin-bottom:5px}.how-item p{margin:0;color:var(--muted)}.callout{background:var(--navy);color:#fff;border-radius:28px;padding:38px}.callout h2{color:#fff;font-size:2.35rem}.callout p{color:#d6deeb}.callout .button{margin-top:10px}.faq{display:grid;gap:12px;max-width:850px}.faq details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:0 22px}.faq summary{padding:20px 0;cursor:pointer;color:var(--navy);font-weight:800}.faq p{color:var(--muted);margin:0 0 22px}.footer{background:#07172f;color:#d4dfed;padding:46px 0}.footer-grid{display:flex;justify-content:space-between;gap:32px;align-items:start}.footer a{color:#fff}.fine{font-size:.86rem;color:#9fb0c5;max-width:730px}.modal{position:fixed;inset:0;z-index:50;display:none;place-items:center;padding:20px}.modal.open{display:grid}.modal-backdrop{position:absolute;inset:0;background:rgba(4,15,33,.74);backdrop-filter:blur(6px)}.dialog{position:relative;width:min(680px,100%);max-height:calc(100vh - 40px);overflow:auto;background:#fff;border-radius:26px;box-shadow:0 30px 100px rgba(0,0,0,.3)}.dialog-head{padding:28px 30px 20px;border-bottom:1px solid var(--line)}.dialog-head h2{font-size:2rem}.dialog-head p{margin:8px 45px 0 0;color:var(--muted)}.close{position:absolute;right:18px;top:18px;width:42px;height:42px;border-radius:50%;border:1px solid var(--line);background:#fff;cursor:pointer;font-size:1.35rem}.form-body{padding:24px 30px 30px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field{display:grid;gap:6px}.field.full{grid-column:1/-1}.field label{font-weight:800;color:var(--navy)}.field input,.field textarea,.field select{width:100%;border:1px solid #c8d5ce;border-radius:12px;padding:12px 13px;background:#fff;color:var(--ink)}.field input:focus,.field textarea:focus,.field select:focus{outline:3px solid rgba(8,119,57,.14);border-color:var(--green)}.field textarea{min-height:92px;resize:vertical}.consent{display:flex;gap:10px;margin:18px 0;color:#526176;font-size:.9rem}.consent input{margin-top:5px}.form-status{display:none;margin:0 0 16px;padding:12px;border-radius:10px}.form-status.error{display:block;background:#fff0f0;color:#8f2424}.form-status.success{display:block;background:var(--mint);color:var(--green-dark)}.success-panel{display:none;padding:36px 30px 34px}.success-panel.show{display:block}.success-mark{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--mint);color:var(--green);font-size:1.8rem;font-weight:900}.success-panel h2{font-size:2.3rem;margin:18px 0 12px}.next-list{padding-left:22px;color:#4d5b6e}.next-list li{margin:10px 0}.image-dialog{width:min(1420px,100%);background:#fff;padding:12px}.image-dialog img{width:100%;height:auto}.mobile-cta{display:none}
@media(max-width:850px){.nav-links a:not(.button){display:none}.hero{padding:56px 0}.hero-grid,.how-grid{grid-template-columns:1fr;gap:36px}.steps{grid-template-columns:1fr}.section{padding:64px 0}.map-caption,.footer-grid{align-items:flex-start;flex-direction:column}.mobile-cta{display:block;position:fixed;z-index:18;left:14px;right:14px;bottom:14px}.mobile-cta .button{width:100%;box-shadow:0 14px 36px rgba(8,119,57,.34)}.footer{padding-bottom:110px}}
@media(max-width:560px){.wrap{width:min(100% - 28px,1160px)}h1{font-size:3rem}.hero-copy{font-size:1.08rem}.hero-actions .button{width:100%}.hero-card{padding:25px}.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.dialog-head,.form-body,.success-panel{padding-left:20px;padding-right:20px}.section-head h2{font-size:2.35rem}.callout{padding:27px}.map-frame{padding:7px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.button{transition:none}}
.dialog.success-state{background:linear-gradient(180deg,#e9f8ef 0,#fff 42%);border:2px solid #8bcea4}.success-panel{display:none;padding:48px 38px 36px;text-align:center}.success-panel.show{display:block}.success-mark{width:82px;height:82px;margin:0 auto;border-radius:50%;display:grid;place-items:center;background:var(--green);color:#fff;font-size:2.7rem;font-weight:900;box-shadow:0 14px 30px rgba(8,119,57,.24)}.success-kicker{margin-top:20px;color:var(--green);font-size:.78rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase}.success-panel h2{font-size:clamp(2.4rem,6vw,3.4rem);margin:8px 0 12px;color:var(--green-dark)}.success-lead{max-width:520px;margin:0 auto;color:#405a4b;font-size:1.08rem}.success-next{margin:26px 0 22px;padding:22px 24px;border-radius:18px;background:#fff;border:1px solid #d7e8dc;text-align:left}.success-next>strong{display:block;color:var(--navy);font-size:1.08rem}.next-list{margin:10px 0 0;padding-left:22px;color:#4d5b6e}.next-list li{margin:8px 0}.success-actions{display:flex;flex-wrap:wrap;justify-content:center;gap:10px}.success-email-note{margin:18px 0 0;color:var(--muted);font-size:.86rem}
.comfort-fieldset{border:0;padding:4px 0 0;margin:0}.comfort-fieldset legend{font-weight:800;color:var(--navy);padding:0}.comfort-fieldset>p{margin:2px 0 12px;color:var(--muted);font-size:.9rem}.comfort-options{display:grid;grid-template-columns:1fr 1fr;gap:10px}.comfort-options label{display:grid;grid-template-columns:20px minmax(0,1fr);gap:10px;align-items:center;min-height:68px;border:1px solid #d7e2dc;border-radius:13px;padding:12px;cursor:pointer;background:#fff;transition:.18s}.comfort-options label:hover{border-color:#8fb9a0;background:#f8fcf9}.comfort-options label:has(input:checked){border-color:var(--green);background:var(--mint);box-shadow:0 0 0 1px var(--green)}.field .comfort-options input[type="checkbox"]{display:block;width:18px;height:18px;margin:0;padding:0;accent-color:var(--green);justify-self:start;align-self:center}.comfort-options span{display:block;min-width:0;line-height:1.25}.comfort-options strong,.comfort-options small{display:block}.comfort-options strong{color:var(--navy);font-size:.94rem}.comfort-options small{color:var(--muted);font-size:.78rem;margin-top:3px}@media(max-width:560px){.comfort-options{grid-template-columns:1fr}}
.faq-contact a,.faq a,.success-email-note a{color:var(--green-dark);font-weight:800}.faq-contact a:hover,.faq a:hover,.success-email-note a:hover{text-decoration-thickness:2px}.footer p{margin:.45rem 0}.footer a{font-weight:700}
.underfunded-plan{margin:4px 0 22px}.underfunded-plan a{display:block;border:1px solid var(--line);border-radius:12px;overflow:hidden;background:#fff}.underfunded-plan img{display:block;width:100%;height:auto}.underfunded-plan figcaption{margin-top:10px;color:var(--muted);font-size:.86rem;line-height:1.5}.underfunded-plan figcaption strong{color:var(--navy)}
.founder-story{padding:64px 0 20px;background:#fff}.founder-story-card{display:grid;grid-template-columns:minmax(320px,.76fr) minmax(0,1.24fr);gap:62px;align-items:center;padding:44px;border:1px solid #dce8e0;border-radius:30px;background:linear-gradient(135deg,#f3faf5,#fff 55%);box-shadow:0 22px 60px rgba(11,31,68,.09)}.founder-portraits{position:relative;min-height:390px}.founder-portrait{position:absolute;margin:0;width:250px}.founder-portrait img{display:block;width:250px;height:300px;object-fit:cover;border-radius:24px;border:6px solid #fff;box-shadow:0 20px 50px rgba(11,31,68,.18)}.founder-portrait figcaption{position:absolute;left:18px;bottom:-18px;display:flex;align-items:center;gap:8px;padding:9px 13px;border-radius:999px;background:#fff;color:var(--navy);box-shadow:0 10px 24px rgba(11,31,68,.14)}.founder-portrait figcaption span{padding:2px 8px;border-radius:999px;background:var(--mint);color:var(--green-dark);font-size:.72rem;font-weight:900;letter-spacing:.08em}.founder-portrait-debby{top:0;left:0;z-index:2;transform:rotate(-2deg)}.founder-portrait-andy{right:0;bottom:0;z-index:1;transform:rotate(3deg)}.founder-portrait-andy img{object-position:center 28%}.founder-copy h2{font-size:clamp(2.2rem,4vw,3.6rem);margin:12px 0 20px}.founder-copy p{color:#536276;margin:12px 0}.founder-copy .founder-lead{font-size:1.15rem;color:#34485e}.founder-copy blockquote{margin:22px 0;padding:16px 20px;border-left:4px solid var(--green);background:#fff;color:var(--navy);font-family:"Iowan Old Style","Palatino Linotype",serif;font-size:1.22rem;font-weight:700}.founder-link{display:inline-flex;gap:8px;align-items:center;color:var(--green-dark);font-weight:900;text-decoration:none}.founder-link:hover{text-decoration:underline;text-decoration-thickness:2px}@media(max-width:900px){.founder-story-card{grid-template-columns:1fr;gap:34px}.founder-portraits{width:min(480px,100%);margin:auto}}@media(max-width:560px){.founder-story{padding-top:36px}.founder-story-card{padding:25px 20px;border-radius:22px}.founder-portraits{min-height:310px}.founder-portrait,.founder-portrait img{width:190px}.founder-portrait img{height:235px}.founder-portrait figcaption{left:10px}.founder-copy h2{font-size:2.25rem}}
.founder-portraits{position:relative;min-height:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;align-items:start}.founder-portrait{position:relative;inset:auto;margin:0;width:auto;transform:none}.founder-portrait:nth-child(2){margin-top:42px}.founder-portrait img{width:100%;height:300px}.founder-portrait figcaption{left:50%;bottom:-18px;transform:translateX(-50%);white-space:nowrap}.founder-portrait-debby,.founder-portrait-andy{inset:auto;z-index:auto;transform:none}@media(max-width:560px){.founder-portraits{gap:10px}.founder-portrait,.founder-portrait img{width:100%}.founder-portrait img{height:205px;border-width:4px;border-radius:18px}.founder-portrait:nth-child(2){margin-top:28px}.founder-portrait figcaption{left:50%;padding:7px 10px}.founder-portrait figcaption span{font-size:.64rem}}
.founder-portrait-debby{transform:rotate(-3deg)}.founder-portrait-andy{transform:rotate(3deg)}
.program-guides{display:grid;gap:32px}.program-guides .map-frame{margin:0}.guide-heading{padding:10px 8px 20px}.guide-heading h3{font-size:1.45rem;margin:1px 0 6px}.guide-heading p{margin:0;color:var(--muted)}.program-guides .map-frame img{height:auto}.faq-guide{padding-bottom:22px}.faq-guide>h3{font-size:1.45rem;margin:2px 0 8px}.faq-guide>.guide-context p{margin-bottom:16px}.faq-funding-guide{margin:20px 0 0}.faq-funding-guide img{display:block;width:100%;height:auto;border-radius:12px}.faq-funding-guide .map-caption{padding:12px 0 0}
.guide-context{margin:18px 8px 4px;padding:20px 22px;border-radius:16px;background:var(--mint);border:1px solid #d4e8da}.guide-context h4{margin:0 0 8px;color:var(--navy);font-size:1.08rem}.guide-context p{margin:8px 0 0;color:#485d50}.guide-context strong{color:var(--green-dark)}@media(max-width:560px){.guide-context{margin-top:12px;padding:16px}.guide-context p{font-size:.94rem}}
.form-progress{margin-top:20px}.form-progress-copy{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-bottom:7px;color:#526176;font-size:.82rem}.form-progress-copy strong{color:var(--green-dark)}.form-progress-track{height:9px;overflow:hidden;border-radius:999px;background:#e5eee8}.form-progress-track span{display:block;width:0;height:100%;border-radius:inherit;background:linear-gradient(90deg,var(--green),#55b978);transition:width .25s ease}.later-question{margin-top:7px;padding-top:18px;border-top:1px solid #e2e9e5}.later-question>small{margin-top:-2px;color:var(--muted);font-size:.84rem}.comfort-fieldset legend small{color:var(--muted);font-weight:600}.consent-intro{display:grid;gap:2px;margin:22px 0 8px;padding:14px 16px;border-radius:13px;background:#f2f9f4;color:#526176;font-size:.88rem}.consent-intro strong{color:var(--navy);font-size:.96rem}.consent{margin-top:10px}
.hero-application-note{display:grid;gap:2px;margin-top:12px;max-width:610px;color:#526176;font-size:.88rem}.hero-application-note strong{color:var(--green-dark)}.funding-reassurance{margin-top:20px;padding:16px 18px;border-radius:16px;background:rgba(255,255,255,.1);border:1px solid rgba(255,255,255,.16)}.funding-reassurance strong{display:block;color:#fff}.funding-reassurance p{margin:5px 0 8px;color:#d6deeb;font-size:.85rem;line-height:1.45}.funding-reassurance a{color:#a9e8bc;font-size:.84rem;font-weight:800}.dialog-time{display:inline-flex;margin-bottom:7px;padding:4px 9px;border-radius:999px;background:var(--mint);color:var(--green-dark);font-size:.75rem;font-weight:900;text-transform:uppercase;letter-spacing:.06em}.optional-preferences{margin-top:7px;border:1px solid #d7e2dc;border-radius:14px;background:#fbfdfb}.optional-preferences>summary{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:14px 16px;cursor:pointer;list-style:none}.optional-preferences>summary::-webkit-details-marker{display:none}.optional-preferences>summary span:first-child{display:grid;gap:1px}.optional-preferences>summary strong{color:var(--navy)}.optional-preferences>summary small{color:var(--muted);font-size:.78rem}.optional-preferences>summary>span:last-child{color:var(--green);font-size:1.4rem;font-weight:700;transition:.2s}.optional-preferences[open]>summary>span:last-child{transform:rotate(45deg)}.optional-preferences .comfort-fieldset{padding:4px 14px 16px;border-top:1px solid #e2e9e5}.optional-preferences .comfort-fieldset legend{padding-top:14px}
.section-head .section-head-cta{margin-top:22px}
.dialog-head{position:sticky;top:0;z-index:3;background:#fff;box-shadow:0 8px 18px rgba(11,31,68,.06)}.dialog>.close{z-index:4}